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3 in 4 Need More Than Regular Health Care; They Have Immediate Need for Long-Term Care Insurance
Mon, 28 Sep 2009, 05:59:31 EST
Edited by Carly Zander
In CNN Airport Newscasts and Sky Radio Broadcasts on Delta Flights, Now Available Online, Industry Leader Advises Consumers to Act Now, Without Waiting for Health Reform.
KIRKLAND, Wash., Sept. 28 (SEND2PRESS NEWSWIRE) -- This Fall, business and personal travelers have been exposed to a special message in the nation's airports and on Delta Airlines flights. Now available online, the message is delivered by Denise Gott, Chairman of the Board of LTC Financial Partners LLC (LTCFP) - www.ltcfp.com - one of the nation's largest and most experienced long-term care insurance agencies. The message is this: "In America 3 in 4 of us need long term care after we turn 65. But most of us aren't insured for it, and waiting to insure carries great risks."
The gist of the message is given in a video that has been playing in major American airports: (YouTube video link) www.youtube.com/watch?v=xpGQRjCs3AA (as viewed on CNN airport newscasts).
More details have been supplied in an audio interview broadcast by Sky Radio on Delta Airlines flights: www.ltcfp.us/SkyRadio-Gott2.mp3 (audio/mp3 link).
 "Even promised reforms will not solve what is considered the single biggest financial risk American's face," Gott says. Immediate action by individual citizens may be vital because -
* Long term care insurance plans have a history of growing in value over time. Because of inflation, a policy purchased a few years ago is worth more today. And you can expect a policy purchased today to be worth more tomorrow. "Why wait to buy? It's counterproductive."
* Health seldom improves over time. "If you wait too long to apply, you might no long qualify."
* Rates depend on age. "If you sign up at age 40, you pay age-40 rates for the life of the policy." Waiting ups the rate, which could cost you a bundle.
* Tax benefits should not be overlooked. "Federal and state tax deductions or credits may be available to you. If you qualify, you can take them every year, year after year, once you're covered." So why wait? Why not start getting those benefits now?
MORE INFORMATION: Additional information is available at www.ltchotline.com.
To view a VNR (video news release) for this story, visit:
www.send2press.com/newswire/2009-09-0928-001.shtml.
NEWS SOURCE: LTC Financial Partners
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REFERENCES:
3 in 4 Need More Than Regular Health Care; They Have Immediate Need for Long-Term Care Insurance, denise gott, LTC Financial Partners, 3 in 4 need more, long-term care, insurance, health reform, Sky Radio on Delta Airlines flights, aging, personal finance, risj, inflation, LTCi, tax benefits, medicare, coverage, Sep 28, 2009.
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